Many say the best things in life are free, but are they? Reading this article “Debt advice warning- watch out for the cowboys” made me re-think the provision of free debt advice.

I was of the opinion that getting free debt advice would not really harm anybody, but this article highlights the tricks some of these firms get up to. It does serve as a reminder to us all that just because the word free is used it doesn’t guarantee quality and it certainly doesn’t mean that we should park our judgement.

As with anything we should scrutinise every major decision we make. The use of the word free can be used for good as well as bad purposes. This is why we should do our own research and never just except things at face value.